Looking to buy your first home? Well it may seem difficult, you may seem lost and confused but this is natural who wouldn’t feel like that. Buying a home is probably going to be the biggest debt that you are going to take on in your life as well it will be one of your biggest assets.

Too help you out I’ve created a small step-by-step guide that can help you understand what the process will look like while buying your first home.

1.Getting your documents
-Come prepared with the right income documents (you can always ask your mortgage agent on which documents to bring)
2.Get Pre-Approved
-This one is important, you want to know your budget before you fall in love with a home that is not within your budget
3.Find Your Home
-Once you know your budget, work with a trust realtor to find the right fit.
4.Make an Offer
-Work with your trusted realtor and make an offer for the home.
5.Subject Removal
-Subject removal is a period of time in which you (the buyer) works to satisfy the conditions (subjects), that are listed on the accepted offer for the particular property.
6.Complete Financing
-Once your offer is accepted by the seller, go back to your mortgage agent to complete your financing. In addition to the signed offer, you will need to supply your agent with:
>Legal description of the property & building specs.
>Online property listing (usually an MLS online listing)
>Most recent property tax assessment
>Appraisal, home inspection report and land survey
>Estimates for recent or planned renovations
>Heating and Utility costs
>Condominium fees (if applicable)

Yes I know, it is that simple. Working with an trusted mortgage agent and realtor is always a good first step. Make sure you are not afraid to ask any questions or concerns that you may have while buying your first home, it maybe your first time, but it is not the realtors or the mortgage agents first time and they would be more than willingly to help you out.